The unsolicited advice

WB and IMF officials have gone jobless here, as Nepal no more needs their money. They are criticising the government policies, which resulted in rendering the economy one of the healthiest around.
Recently they are advising the Nepal Rastra Bank to not reduce the disparity in the spread rate. The banks here are highly profitable for the good of the economy and have eschewed investing in the manufacturing or developmental sector. They are willing to finance either the real estate or automobile purchase only. So they are sitting on a pile of cash.
In such a scenario, IMF and WB should not lobby for the Nepalese private banks to increase their profit.
But they are probably securing their job in the future.